Limited access to finance continues to hinder the growth and competitiveness of small and medium-sized enterprises (SMEs) across Africa. Supply Chain Finance (SCF)—encompassing both traditional trade credit and newer, technology-enabled financial products—offers a promising solution to ease liquidity constraints, improve working capital cycles, and strengthen regional trade integration. However, despite an estimated SCF market size exceeding $60 billion, only 7–25 per cent of demand is currently met, as most financial institutions prioritize global trade over intra-African supply chains.